Why Use Rapay

Rapay is a pioneer and industry leader in Open Banking payments.  Our API based payment method, provides a complete payment solution that addresses all of your needs, whether you be a PSP, merchant, or a payer.

Our solution provides:

Complete payment functionality

Unlike other providers, we power the full set of payments, including refunds or outbound payments, recurring payments and instalment plans

Comprehensive bank coverage

Rapay’s PISP processor is a single connection to all major banks in the UK and a growing number of connections across Europe, supporting payments from your customers no matter where they bank

Immediately accessible funds

Funds are immediately available in your bank account, or can be batched to your account at a frequency that suits you. Either way, we provide complete reconciliations, ensuring no payments are missed

Modern API integration

Integrate into our Open Banking payment method through our industry leading APIs, including webhooks for easy, real-time integration into your customer journey

24/7 live operations

We are a trusted payment provider to major banks and PSPs across Europe, ensuring we have the scale and capability to power your payments 24/7

Support for PSPs

Our solution is available to be white-labelled and/or distributed by PSPs, using our PISP licence or yours. We provide hierarchical account structures with virtual accounts to support PSPs distributing at scale or using “Collecting on behalf of” payment models

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