£Currently, debit card payments using a point-of-sale (PoS) machine can take up to 36 hours to process. This often leaves a retailer with periods where they experience a huge discrepancy between actual sales and financial revenue, which can cause problems for small businesses. With a combined spend of over £65 billion by UK cardholders, that’s a lot of money that goes unprocessed – sometimes for days at a time! However, despite the delays, retailers continue to use out-dated PoS systems because until now, nobody has come up with a sufficient, working replacement.